- Managed the credit ratings of a portfolio of corporate clients across different industry sectors including textile, hotels, chemicals, packaging etc.
- Prepared detailed rating reports, sector studies and peer analysis.
- Provided forward looking analysis on credit worthiness of the entities by assessing the financial risk profile of the Companies.
- Conducted thorough analysis of financial statements and assessment of credit requests.
- Performed cash flow analysis and prepared cash flow projections to test the prospective credit worthiness of the entities.

My achievements & key responsibility as Assistant Manager Internal Audit are as follows:
- Achieved in resolving stock issues of more than Rs.400 million at retail level, after Oracle implementation.
- Achieved in resolving issues of different Financial Statement heads after post audit.
-Plans complex internal audits by gathering specific relevant background information. Utilizes organizational and regulatory knowledge to identify audit constraints and shape priorities. Negotiates audit parameters with Head of Internal Audit.
-Leading an audit project team, will ensure that all members understand their individual roles and responsibilities.
-Simultaneously supervise and lead 10+ active audits and multiple direct reports for the years 2017 & 2018, major areas worked on; Inventory, Fixed Assets, Receivables Payables, Operational Expenses and Cash & Bank.
-Assists in development and completion of audit programs, performance of field work and preparation of working papers, audit comments and recommendations.
-Assist in the day-to-day management of the audit function including assisting with budgeting, staffing, recruiting and training and development of the team.

- Develop and implement entire audit plans – cash and
stock.
- Perform audit procedures; identify and define issues,
develop criteria, review and analyze evidence and
documentation.
- Design and implement SOP’s relating to inventory
inbound-outbound processes and cash management.
- Review systems and procedures established to ensure
compliance with policies, plans, procedures, laws and
regulations which can have impact on reporting and
operations of the company.
- Detailed verification of petty expenses.
- Report audit findings to Audit and Compliance Lead;
brainstorm ideas to mitigate risk, and streamline
operations, if necessary.
- Perform security analysis throughout the Pakistan and
recommend changes for improvement.
- Prepare compliance report for insurance of cash and stock
throughout the Pakistan on monthly basis and report
anomalies observed during the processes.

- Outbound Logistics.
- Dispatch Controls Verification - Ensuring accurate dispatch of finished goods - Identifying
inconsistencies with adopted Standard Operating Procedures.
- Reporting identified inconsistencies to the management.
- Reporting significant observations made during dispatch to the management.
- Correcting identified inconsistencies - Conducting monthly and annual stock counts.
- Resolving conflicts with the supply chain team arising in relation to the dispatched goods.